Social Security

There are two main areas of social security that the firm handles. The first is obtaining benefits for someone who has paid in sufficient amounts to qualify for SSDI which is for a disability prior to retirement age. The second is SSI which is available to anyone who is disabled based on need. These are often confused. For either benefit, the person must be disabled. Each of these are discussed below.

SSI

To qualify for this type of benefit, you must fall within specific economic criteria. A person's income and assets are reviewed to determine whether the person is eligible regardless of whether or not the person is disabled.

SSDI

This type of disability benefit is based on the payments made by an individual over time. The amount of the benefit will be determined in accordance with what has been paid in by the individual. However, unlike SSI, there are no specific asset criteria upon which the benefit may be denied.

The procedure followed for both disability benefits is the same. An application must be filed with the Social Security Administration. If the application is denied, a person may ask for a reconsideration. If the reconsideration is also denied, then an appeal may be filed seeking a hearing before an administrative law judge. Each of these steps must be taken within specified time periods.

If you have applied for a benefit and have been denied, it may be worthwhile to seek legal counsel to represent your interests. We offer a free initial consultation.

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Scott Borison Testified in Support of Historic Changes to Maryland Foreclosure Laws

In the 2007-2008 legislative session before the Maryland General Assembly, Scott Borison testified in favor of three laws that were passed by the legislature and enacted as emergency legislation.

The first law relating to the foreclosure process is the first changes in the law in over 200 years to provide additional protections to homeowners. The law now mandates personal service on the homeowner of notice of foreclosure.

The second law updated the Protection of Homeowners in Foreclosure Act. This law was first enacted in 2005. Scott Borison testified in 2005 and again testified in support of the amendments to the law to eliminate loopholes in the law.

The third law enacted a law specifically directed at mortgage fraud.

See blog for more details


Mortgage Class Action Suits

Many people are lured in by claims of "no cost" refinances -- but think about it. Why would they do it? They do it because they are making money. When they say "no cost" all they mean is that they are not asking you to come up with cash at the settlement table. Instead they finance these charges costing you even more.

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Bankruptcy Law Changes

Scott Borison testified before the Maryland Senate in support of an increase to the amount of property that Marylanders are allowed to keep from their creditors. The new law, effective October 1, 2004, has doubled the amount that Marylanders may keep.

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Manor Apartment Complex Class Action

If you were a tenant at the Manor Apartment Complex after May 2, 2001, a class action lawsuit may affect your rights.

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IMPORTANT NOTICE

The attorneys associated with Legg Law Firm, LLC. only practice in Maryland or Washington D.C.. This is not an effort to practice law in any other state. The law discussed here is limited to one or more of these jurisdictions. This is not a substitute for a consultation with an attorney. The information being provided at this web site is general information. It is not intended to be legal advice to any visitor to the site, nor should it be relied on by you for legal decisions. Any advice for your factual situation can only be done after consultation with a lawyer. Since the web site only provides general information, without making any effort to apply it to the visitor’s situation, Legg Law Firm, LLC. and its attorneys are not acting as your attorney and information sent to the firm will not be held confidential under any type of attorney client privilege which would exist if you retained the services of Legg Law Firm, LLC.

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