We Are a Debt Relief Agency

We help people file under the bankruptcy code. Make sure the firm you chose to represent you in any bankruptcy matter can provide you:

A firm that includes Attorneys who have successfully handled thousands of bankruptcies. Attorneys who know and understand consumer law issues that affect consumers in bankruptcy. Attorneys who are regularly asked to teach other Attorneys. Attorneys that have successfully handled class actions on behalf of consumers.

If you hire an attorney who does not know consumer law issues, you may be missing out on issues that may dramatically affect your situation. We have obtained thousands in savings for our clients by knowing consumer law issues. You don't have to miss out. Call Legg Law Firm at (301) 620-1016 or e-mail us at info@legglaw.com and request a copy of an article that may help explain the different types of bankruptcy. The article was written by Scott C. Borison at the firm:

Bankruptcy can stop collections, garnishments and other lawsuits against individuals and corporations. It may provide you with a fresh start. It is an important decision that should be made after consultation with an experienced attorney. Legg Law Firm, LLC. offers a free initial consultation with a lawyer to answer your questions and concerns. The decision is important. This firm does not delegate it to secretaries or other non-attorney office personnel.

Individuals

There are different types of bankruptcy proceedings available to individuals. The most widely used are Chapter 7 and Chapter 13. Chapter 11 is also available to individuals.

Chapter 7

A Chapter 7 proceeding is commonly referred to as liquidation. You are allowed under Maryland by law to keep up to $12,000.00 of the equity in assets. Since it is based on your equity, you may be able to keep your house or car if the equity in these items fall within the amount you are allowed to keep. The remaining assets, if any, are divided by your creditors.

Chapter 13

A Chapter 13 proceeding is available, within certain debt limits, to wage earners. If you have enough income to pay some, but not all of your bills, this may be a way for you to take control of your debts through a specific payment plan that is for a fixed duration ranging from 36 to 60 months.

Businesses

As for individuals, Chapter 7 is available to corporations. Chapter 13 is not available, but Chapter 11, commonly referred to as reorganization, is available.

Chapter 7

Chapter 7 for a corporation proceeds in a manner similar to an individual's Chapter 7. However, there is a difference in regards to the order obtained.

Chapter 11

Chapter 11 is available to allow a corporation an opportunity to reorganize its finances.

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Scott Borison Testified in Support of Historic Changes to Maryland Foreclosure Laws

In the 2007-2008 legislative session before the Maryland General Assembly, Scott Borison testified in favor of three laws that were passed by the legislature and enacted as emergency legislation.

The first law relating to the foreclosure process is the first changes in the law in over 200 years to provide additional protections to homeowners. The law now mandates personal service on the homeowner of notice of foreclosure.

The second law updated the Protection of Homeowners in Foreclosure Act. This law was first enacted in 2005. Scott Borison testified in 2005 and again testified in support of the amendments to the law to eliminate loopholes in the law.

The third law enacted a law specifically directed at mortgage fraud.

See blog for more details


Mortgage Class Action Suits

Many people are lured in by claims of "no cost" refinances -- but think about it. Why would they do it? They do it because they are making money. When they say "no cost" all they mean is that they are not asking you to come up with cash at the settlement table. Instead they finance these charges costing you even more.

Click here for more details


Bankruptcy Law Changes

Scott Borison testified before the Maryland Senate in support of an increase to the amount of property that Marylanders are allowed to keep from their creditors. The new law, effective October 1, 2004, has doubled the amount that Marylanders may keep.

Click here for more details


Manor Apartment Complex Class Action

If you were a tenant at the Manor Apartment Complex after May 2, 2001, a class action lawsuit may affect your rights.

Click here for more details


IMPORTANT NOTICE

The attorneys associated with Legg Law Firm, LLC. only practice in Maryland or Washington D.C.. This is not an effort to practice law in any other state. The law discussed here is limited to one or more of these jurisdictions. This is not a substitute for a consultation with an attorney. The information being provided at this web site is general information. It is not intended to be legal advice to any visitor to the site, nor should it be relied on by you for legal decisions. Any advice for your factual situation can only be done after consultation with a lawyer. Since the web site only provides general information, without making any effort to apply it to the visitor’s situation, Legg Law Firm, LLC. and its attorneys are not acting as your attorney and information sent to the firm will not be held confidential under any type of attorney client privilege which would exist if you retained the services of Legg Law Firm, LLC.

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